INTRODUCTION
FEATURES
BENEFITS
HOW IT WORKS
FAQ
Your ADVANTAGE is a Prepaid Credit Card that looks and
works like a Premium Credit Card, with Valuable Benefits
What YOU GET!
More Importantly... What YOU DON'T GET!
INCLUDED: Real Life Benefits for Everyone:
   We all need these Valuable Services, but often don't afford them
Low Cost Pharmacy Prescription and OTC Services,
Your Advantage
LOW COST PHARMACY
Accident or illness are often the cause of terrible
financial pressure. Your Advantage will help you overcome
expected and unexpected prescription expenses that quickly
add up to financial burden. Low Cost Pharmacy Services
provides you personalized pharmacist services online,
and direct from your doctor to your door prescription services,
with considerable savings on all your over-the-counter
and prescription pharmacy needs.

Emergency Roadside Assistance and Towing.
Your Advantage
ROADSIDE ASSISTANCE
This North American wide 24 hour
Roadside Assistance hotline provides emergency
repair help where ever you are, when you most need it.
This benefit includes emergency tire service,
towing, lock-out service, jump-start/battery service
and roadside delivery-supply of essential fluids.

Free Consultation and Low Cost Legal Services Club,
Your Advantage
LEGAL SERVICES CLUB
Legal Club provides you unlimited telephone access
to qualified participating lawyers all over North America.
Members have access to free and deeply discounted
legal services, including: phone and face-to-face consultations,
lawyer\'s letters, simple wills and living wills,
legal document review, as well as lawyer referral
for personal or business legal matters.
Savings Like: Residential Home Closing - $575.00

Credit Watch Protection of your name by Credit Bureau,
Your Advantage
CREDIT WATCH PROTECTION
Personal Information Protection provides a quarterly
all clear report OR monthly alerts on any new accounts
or inquiries or changes to your credit bureau profile.
This enables you to act quickly
to defend against potential identity fraud.

Identity Theft Prevention/Restoration Insurance up to $25,000.00,
Your Advantage
IDENTITY THEFT PROTECTION
The only anti-ID Theft program that provides
a complete Prevention to Prosecution Solution.
Upon notification of an identity theft incident,
Privacy Advocates will act as dedicated case manager
on your behalf to take steps to recover your identity.
Includes up to $25,000 insurance coverage.

   All worth $49.99 but included for the basic $17.99 monthly fee!
Amazing Optional Benefits:
The Advantage Card provides you Excellent Support
• Accepted by over 24 Million Merchants world-wide.
• Secure VISA Zero Liability Protection keeps your money safe.
Your Advantage Benefits Card
IS THE MOST SECURE OF ALL
Your Advantage is the most secure card online!
It’s MORE SECURE than your Bank Card or Credit Card.
Your Bank Debit Card now has added Visa purchasing access
and your Visa Credit Card, just like your Advantage Card is
covered by Visa’s Zero Liability Loss protection, BUT there
is still aggravation of changing your accounts when attacked.
Your Advantage gives NO ACCESS to bank or credit accounts!
There is no possibility of even lost time!

All Trans Credit Union handles all credit card transactions.
• Advantage Card is loaded online by you from your bank account.
Your Advantage Benefits Card
INSTANT LOADS YOUR FUNDS
You may load funds onto your Advantage Card via
bank transfer directly from your Advantage eWallet or send
funds as a bill payment from your bank account to your
Advantage card, or you may use INTERAC to fund your card.
Instant funding of your card is in your control, 24 hours a day!

• Free Automated Customer Service for most inquiries.
• 24/7 Live Customer Service is also available.
Compare Cards to find Advantage Gives You More for your money.
Compare
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Secured Credit Card
  Card Issuance: $25 + tax $20 + tax $500.00 or more $300.00 or more
  Loading Fee: $1.00 $2.50 n/a n/a
  Transaction Limit: Unlimited Transactions 30 Transactions/month Secured Credit Limit Secured Credit Limit
  Transaction Fee No Point of Sale Fee No Point of Sale Fee Included in Interest Included in Interest
  Max Daily Amount: $5,000.00 $10,000.00 Secured Credit Limit Secured Credit Limit
  Foreign Transaction: $1.00 3% of Charge 1.5% of Charge 1.5% of Charge
  Monthly Fee: $17.99 $15.00 $5.00 $5.00
  Annual Fee: n/a n/a $59.00 $59.00
  Interest % Charges No Interest Charges No Interest Charges 14.90% 19.80%
  Cash Advance Fee: n/a n/a 19.80% 19.80%
  Benefits Included: 5 Valuable Benefits No Benefits No Benefits No Benefits
  Low Cost Pharmacy n/a n/a n/a
  Roadside Assistance n/a n/a n/a
  Low Cost Legal Services n/a n/a n/a
  Credit Watch Monitoring n/a n/a n/a
  Identity Theft Protection n/a n/a n/a
  Optional Benefits: Credit Building Loan None Weak Credit Building Weak Credit Building
  Green Shield Medical n/a n/a n/a
For General Inquiries 9am to 5pm EST Call: 905-712-3500.  

For your Prepaid Card or eWallet information
HAVE YOUR ACCOUNT NUMBER READY!
Your Advantage Benefits Card
ACCOUNT NUMBER
Your Personal Information and your VISA Account Number
are always protected, and never used in our communication.
Your Advantage Benefits Card account number is a
thirteen digit number found at the lower right corner
on the back of your credit card.

Contact Advantage Customer Support at Canada: +1-888-232-9701.
For your Benefit Services,
HAVE YOUR ACCOUNT NUMBER READY!
Contact Benefit Providers at +1-888-232-9701.
For your Credit Building Savings Loan, or Credit Reporting inquiries,
HAVE YOUR ACCOUNT NUMBER READY!
please contact +1-905-712-3500.
Your Ideal ADVANTAGE:
• if you want to Grow Your Credit Rating!
• if you want all the Beneficial Services & Savings
• if you want to carry your money securely
• if you want card payment with no interest
• if you want to control your finances
• if you are a student working on a budget
• if you have no credit history
• if you are new to Canada
• if you have had prior credit problems
• if you are in proposal or bankruptcy
• if you have difficulty obtaining credit cards
• If you are tired of paying endless interest costs
   on purchases this is the Advantage Card for You!
The ADVANTAGE Benefits Card uses your own money so you never have to answer to anyone! You load it. You control it. AND you don’t pay big interest penalties!
URGENT ADVISORY: Advantage Benefits Card and AllTrans DO NOT make special offers by telephone or eMail solicitation, and would never call to ask you for personal login or password information or solicit your card for purchases to be made online . We will consistently protect your Security and Privacy.
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